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By entering the British Airways Club bonus Avios offer (the ‘offer’) you’re agreeing to these terms and conditions.

Who’s running the offer?

HSBC UK Bank plc (‘we, us’) is the promoter of the offer.

Can I enter the offer?

To enter you need to:

• be the primary cardholder of an HSBC Premier Credit Card or HSBC Premier World Elite™ Mastercard®
• You must also have a British Airways Club account in the same name at the time you request to redeem your Points. In this document, “Points” are points earned and credited in connection with the HSBC Premier Credit Card or HSBC Premier World Elite™ Mastercard® and “Avios” are points in connection with the British Airways Club.
• To be eligible for this offer you must be registered for online banking as redemption can only be made through online banking. 

Your entry won’t count if you don’t meet the above. You’ll be disqualified if you stop meeting these criteria at any time before the promotion ends (even if your entry was valid when you entered).  

How do I enter?

This offer is free to enter.  

You can enter the offer from [00:01] [BST] 27 August 2025 on until [23:59] [BST] on 30 September 2025 inclusive.  We won’t accept entries received after the closing date.  

To redeem, you must login to online banking and select ‘Points Balance’ and follow the instructions onscreen. 

What is the offer? 

• 25% extra Avios will be awarded 14 days after you redeem your Points in exchange for Avios. These extra Avios will be reflected as ‘Bonus Avios’ separately in your Avios statement.
• Points will be immediately deducted once you complete the redemption. Once you request to redeem, you cannot withdraw your request or receive a return or refund. There is no cash substitute for this offer, and it cannot be combined with any other existing offer.
• All terms and conditions of the applicable HSBC Reward Programme apply to the redemption of Points for Avios. Find more details on how to redeem your Points. 

British Airways is responsible for the British Airways Club. Avios are redeemed in accordance with the British Airways Club terms and conditions.  Rewards flights and cabin upgrades are subject to availability; taxes, fees and carrier charges apply. 

HSBC UK Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It is listed with the registration number 765112. HSBC UK Bank plc is a company incorporated under the laws of England and Wales with company registration number 9928412, and has its registered office at 1 Centenary Square, Birmingham, B1 1HQ. HSBC UK Bank plc's registered VAT Number is GB 365684514. HSBC UK Bank plc is a member of the Financial Ombudsman Scheme.

1. Enrolment is required into The British Airways Club. If you aren't already a member, join the Club.
2. You can convert Revpoints into Avios at a conversion rate of 1:1. A minimum of 1 RevPoints and a maximum of 999,999 apply to each transfer of RevPoints into Avios.
3. Your RevPoints should be transferred to your British Airways Club account immediately, but please allow two working days upon your transfer request for the transfer to be completed.
4. If the transaction fails, or you have any questions regarding missing RevPoints, please contact Revolut via in-app chat or support@revolut.com or visit the Revolut T&Cs: https://www.revolut.com/legal/RevPoints.
5. Once RevPoints are transferred for Avios, the RevPoints will immediately be deducted from your Revolut Rewards account balance and they cannot be transferred back to your Revolut Rewards account.
6. Upon completion of a transfer, the transferred points to Avios will become subject to The British Airways Club Terms and Conditions.
7. Revolut is not responsible for availability of flights, accommodation, or any other rewards in The British Airways Club
8. Airline tickets and reward bookings are subject to availability and The British Airways Club Terms and Conditions. Check reward seat availability before transferring points by visiting www.britishairways.com.
9. Transfer enough RevPoints into your British Airways Club account to redeem for your Avios reward seat or enough to top up your British Airways Club account with Avios.
10. Please note that no booking can be made until the Avios are credited and showing in your British Airways Club account.
11. Taxes, fees, charges and surcharges, including airline surcharges, may apply on British Airways Reward Flights and upgrades.

1. How do I convert my Revpoints?

Please log into your Revolut App and follow the Revpoints journey by clicking bottom right of the homepage. If you can't see a ‘Revpoints’ link, please contact Revolut.

2. How many Avios will I get for my Revpoints?

Revpoints will be converted at 1:1, but this may change from time to time. Please check your Revolut app for the current conversion ratio.

3. Is there a minimum and maximum amount of Revpoints I can convert into Avios?

• Minimum 1 Avios
• Maximum 999,999 Avios

4. Do I need to be an existing member of The British Airways Club programme to be able to convert my Revpoints into Avios?

Yes, enrolment is required into The British Airways Club. If you aren't already a member, join the Club.

5. How long does it take for my Avios to be credited after I have converted from Revpoints?

Avios should be credited immediately but could take up to two working days.

6. What do I do if I haven't received my Avios, but my Revpoints have been debited?

Please contact Revolut in this instance who can liaise with Avios on your behalf.

7. Can I reverse my conversion into Avios if I change my mind?

No. Once a conversion has been made it's non-reversible.

8. What do I do if my Revolut account has been breached and my Revpoints converted into Avios without my knowledge or approval?

Please contact Revolut to report any fraudulent activity on your account.